Credit reporting
Merchants Acceptance credit reporting complaints
Consumers have filed 53 complaints about Merchants Acceptance's credit reporting, 17 in the last 12 months. Merchants Acceptance answered 100% on time and closed 12% with relief. See the whole Merchants Acceptance record.
Merchants Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Merchants Acceptance | 17 | 100% | 12% |
Latest Merchants Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Jun 29, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| May 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 18, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Dec 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 29, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 18, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 2, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 16, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 26, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 16, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 6, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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