Debt collection
Midwest Credit & Collection debt collection complaints
Consumers have filed 76 complaints about Midwest Credit & Collection's debt collection, 2 in the last 12 months. Midwest Credit & Collection answered 100% on time and closed 0% with relief. See the whole Midwest Credit & Collection record.
Midwest Credit & Collection against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Midwest Credit & Collection | 2 | 100% | 0% |
Latest Midwest Credit & Collection debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 8, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 28, 2023 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 21, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 6, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 26, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 27, 2022 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Sep 16, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 20, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 28, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 18, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 28, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 28, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 28, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 20, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 16, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 22, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 21, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 28, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jun 7, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 20, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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