Credit bureau · complaint record
Midwest Credit & Collection complaints
Filed under Midwest Credit & Collection, Inc.
Consumers have filed 92 complaints about Midwest Credit & Collection since 2014, 5 of them in the last 12 months. It answered 80% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 92
- Last 12 months
- 5
- Answered on time
- 80%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #250 of 566
Since June 2014
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 18, 2026
Most complained-about credit bureaus & report companies
Midwest Credit & Collection complaints by month
The busiest month was March 2018 (29 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Midwest Credit & Collection answered all time
- Closed with non-monetary relief88.7%
- Closed with explanation8491.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Midwest Credit & Collection complaints are about
Top Midwest Credit & Collection problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 52
- Debt was result of identity theft 3
- Debt was paid 3
Midwest Credit & Collection compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Midwest Credit & CollectionCredit reporting | - | 5 | - |
Compare side by side: Midwest Credit & Collection vs Apple Financing · Midwest Credit & Collection vs Nav Technologies · Midwest Credit & Collection vs Opportunity Fund · Midwest Credit & Collection vs Heritage Financial Group
What people say about Midwest Credit & Collection
All experiencesNo experiences with Midwest Credit & Collection yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Midwest Credit & Collection complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 15, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 11, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 5, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 20, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 20, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 8, 2024 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
Questions about Midwest Credit & Collection
How many complaints does Midwest Credit & Collection have?
Midwest Credit & Collection has 92 complaints on record since June 2014, including 5 in the last 12 months and 1 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Midwest Credit & Collection respond to complaints?
Yes. Midwest Credit & Collection answered 80% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Midwest Credit & Collection?
The most common problems are incorrect information on your report (9), attempts to collect debt not owed (58), improper use of your report (6).
Is Midwest Credit & Collection legit?
Midwest Credit & Collection is a real company with a public complaint record: consumers have complained about it 92 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Midwest Credit & Collection legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Midwest Credit & Collection?
Complain to Midwest Credit & Collection in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Midwest Credit & Collection complaints come from?
Most come from Illinois (89), North Carolina (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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