Auto loans & leases
Miracle Finance auto loans & leases complaints
Consumers have filed 6 complaints about Miracle Finance's auto loans & leases, 3 in the last 12 months. Miracle Finance answered 100% on time and closed 0% with relief. See the whole Miracle Finance record.
Miracle Finance against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Miracle Finance | 3 | 100% | 0% |
Latest Miracle Finance auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 9, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Jul 31, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Dec 4, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 13, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| May 8, 2025 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Apr 4, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Miracle Finance
No comments yet. Start the conversation - questions are welcome too.