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Mortgages

Monterey Financial Services mortgages complaints

Consumers have filed 10 complaints about Monterey Financial Services's mortgages, 2 in the last 12 months. Monterey Financial Services answered 100% on time and closed 0% with relief. See the whole Monterey Financial Services record.

Monterey Financial Services against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Monterey Financial Services2new100%0%10

Every mortgage company ranked

Latest Monterey Financial Services mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Apr 30, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureTXExplainedYes
Apr 16, 2026MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuTXExplainedYes
Sep 11, 2025MortgagesStruggling to pay mortgageForeclosureMIExplainedYes
Sep 3, 2025MortgagesTrouble during payment processFees chargedLAExplainedYes
Aug 28, 2020MortgagesApplying for a mortgage or refinancing an existing mortgageNCFixedYes
Sep 17, 2018MortgagesStruggling to pay mortgageNCExplainedYes
Mar 15, 2017MortgagesApplication, originator, mortgage brokerNMExplainedYes
Dec 12, 2014MortgagesLoan servicing, payments, escrow accountIDExplainedYes
Aug 6, 2014MortgagesSettlement process and costsMDExplainedYes
May 27, 2014MortgagesApplication, originator, mortgage brokerMDExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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