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Debt collection

MS Services debt collection complaints

Consumers have filed 101 complaints about MS Services's debt collection, 8 in the last 12 months. MS Services answered 62.5% on time and closed 0% with relief. See the whole MS Services record.

MS Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13MS Services8new62.5%0%101

Every debt collector ranked

Latest MS Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeAZNo timely replyNo
Oct 2, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCAExplainedYes
Aug 11, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedNo
Jul 9, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedNo
Apr 2, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageILExplainedYes
Feb 24, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNYExplainedYes
Dec 18, 2025Debt collectionAttempts to collect debt not owedDebt was paidMSExplainedYes
Dec 18, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Oct 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeWYExplainedNo
Oct 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWYExplainedYes
Sep 18, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Aug 8, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCOExplainedYes
Jun 9, 2025Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageWYExplainedYes
Jun 4, 2025Debt collectionThreatened to contact someone or share information improperlyContacted your employerWYExplainedYes
Feb 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtIDExplainedYes
Feb 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNEExplainedYes
Jul 31, 2024Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageWYExplainedYes
May 21, 2024Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtGAExplainedYes
Apr 24, 2024Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Mar 8, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Mar 7, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWYExplainedYes
Apr 7, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingSDExplainedYes
Feb 7, 2023Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyGAExplainedYes
Nov 18, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Sep 10, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 27, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Aug 18, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Aug 16, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Aug 12, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Aug 9, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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