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Debt collection

National Collection Systems debt collection complaints

Consumers have filed 428 complaints about National Collection Systems's debt collection, 86 in the last 12 months (+15%). National Collection Systems answered 100% on time and closed 0% with relief. See the whole National Collection Systems record.

National Collection Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13National Collection Systems86+15%100%0%428

Every debt collector ranked

Latest National Collection Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedYes
Nov 6, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageNJExplainedYes
Nov 5, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Oct 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Oct 13, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingILExplainedYes
Oct 5, 2026Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
Sep 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Sep 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Sep 9, 2026Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Sep 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Aug 9, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Aug 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Aug 6, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Aug 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Jul 29, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jul 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMAExplainedYes
Jul 16, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Jul 12, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jul 10, 2026Debt collectionElectronic communicationsFrequent or repeated messagesKYExplainedYes
Jun 24, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jun 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Jun 19, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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