Debt collection
National Credit Services debt collection complaints
Consumers have filed 62 complaints about National Credit Services's debt collection. See the whole National Credit Services record.
National Credit Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | National Credit Services | 0 | - | - |
Latest National Credit Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 28, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 16, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 14, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 29, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 1, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 21, 2020 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Feb 28, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 22, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 22, 2019 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Dec 16, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 3, 2019 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 3, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 13, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 8, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Aug 22, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 8, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Aug 4, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 4, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jun 17, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 6, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| May 22, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 12, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Apr 9, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Mar 18, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Mar 16, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jan 22, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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