Debt collector · complaint record
National Credit Services complaints
Filed under National Credit Services, Inc.
Consumers have filed 112 complaints about National Credit Services since 2013, none in the last 12 months. It answered 95.5% on time and closed 36% with relief for the customer. The most common problem is dealing with your lender or servicer.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 112
- Last 12 months
- 0
- Answered on time
- 95.5%
- Closed with relief
- 36%
- Last 30 days
- 0
- Rank
- -
Since December 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 1, 2022
National Credit Services complaints by month
The busiest month was December 2019 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How National Credit Services answered all time
- Closed with non-monetary relief4035.7%
- Closed with explanation7062.5%
- Closed21.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What National Credit Services complaints are about
Top National Credit Services problems
Inside "Dealing with your lender or servicer"
- Received bad information about your loan 9
- Trouble with how payments are being handled 6
- Problem with customer service 5
- Don't agree with the fees charged 4
- Keep getting calls about your loan 2
- Need information about your loan balance or loan terms 1
Where National Credit Services complaints come from
Most complaints: New York (16), Washington (13), California (8), North Carolina (7), Georgia (6).
National Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | National Credit ServicesDebt collection | - | 0 | - |
Compare side by side: National Credit Services vs Green Square · National Credit Services vs EMoneyUSA · National Credit Services vs Mullooly Jeffrey Rooney & Flynn · National Credit Services vs Credit World Services
What people say about National Credit Services
All experiencesNo experiences with National Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest National Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 1, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 27, 2021 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
| Aug 28, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 8, 2021 | Student loans | Struggling to repay your loanCan't get other flexible options for repaying your loan | Explained |
| Feb 16, 2021 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Dec 16, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 27, 2020 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | Explained |
| Oct 14, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 25, 2020 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
| Jul 14, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about National Credit Services
How many complaints does National Credit Services have?
National Credit Services has 112 complaints on record since December 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does National Credit Services respond to complaints?
Yes. National Credit Services answered 95.5% of its complaints on time (within 15 days) and closed 36% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with National Credit Services?
The most common problems are dealing with your lender or servicer (27), written notification about debt (15), struggling to repay your loan (12).
Is National Credit Services legit?
National Credit Services is a real company with a public complaint record: consumers have complained about it 112 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is National Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against National Credit Services?
Complain to National Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most National Credit Services complaints come from?
Most come from New York (16), Washington (13), California (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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