Debt collection
National Debt Relief debt collection complaints
Consumers have filed 53 complaints about National Debt Relief's debt collection, 21 in the last 12 months. National Debt Relief answered 100% on time and closed 0% with relief. See the whole National Debt Relief record.
National Debt Relief against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | National Debt Relief | 21 | 100% | 0% |
Latest National Debt Relief debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 1, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 31, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 19, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 10, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 14, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 23, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 11, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Aug 6, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jul 31, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 27, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 18, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jul 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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