Debt relief company · complaint record
National Debt Relief complaints
Filed under NATIONAL DEBT RELIEF LLC
Consumers have filed 432 complaints about National Debt Relief since 2023, 219 of them in the last 12 months (+51% on the year before). It answered 99.1% on time and closed 0% with relief for the customer - less often than a typical debt relief company. The most common problem is didn't provide services promised. It is the 3rd most complained-about of 124 debt relief & credit repair companies this year.
Weak response record. How it works
- Complaints on record
- 432
- Last 12 months
- 219
- Answered on time
- 99.1%
- Closed with relief
- 0%
- Last 30 days
- 14
- Rank
- #3 of 124
Since September 2023
+51% vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Oct 31, 2026
Most complained-about debt relief & credit repair companies
National Debt Relief complaints by month
The busiest month was January 2026 (28 complaints). Complaints in the last 12 months are up 51% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How National Debt Relief answered last 12 months
- Closed with explanation219100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time41/4599.1% on time
- Relief for customers0/400% closed with relief
- Complaint trend5/15+51% vs last year
What National Debt Relief complaints are about
Top National Debt Relief problems last 12 months
Where National Debt Relief complaints come from
Most complaints: California (65), Florida (54), New York (26), Texas (26), Washington (21).
National Debt Relief compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Freedom Financial NetworkDebt relief & credit repair | 62 | 306 | C |
| 2 | Consumer Financial Services SolutionsDebt relief & credit repair | 0 | 244 | F |
| 3 | National Debt ReliefDebt relief & credit repair | 46 | 219 | D |
| 4 | The J. G. WentworthDebt relief & credit repair | 45 | 113 | D |
| 5 | Americor FundingDebt relief & credit repair | 54 | 68 | C |
| 6 | Oquirrh Mountain Law Group, P.CDebt relief & credit repair | 30 | 62 | F |
| 7 | Credit SageDebt relief & credit repair | 3 | 55 | F |
| 8 | Citizens Debt reliefDebt relief & credit repair | 37 | 51 | D |
Compare side by side: National Debt Relief vs Freedom Financial Network · National Debt Relief vs Consumer Financial Services Solutions · National Debt Relief vs The J. G. Wentworth · National Debt Relief vs Americor Funding
What people say about National Debt Relief
All experiencesNo experiences with National Debt Relief yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest National Debt Relief complaints
Full logQuestions about National Debt Relief
How many complaints does National Debt Relief have?
National Debt Relief has 432 complaints on record since September 2023, including 219 in the last 12 months and 14 in the last 30 days. That makes it number 315 of every company by complaints this year.
Does National Debt Relief respond to complaints?
Yes. National Debt Relief answered 99.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 46/100 (grade D).
What do people complain about most with National Debt Relief?
The most common problems are didn't provide services promised (130), charged upfront or unexpected fees (70), confusing or misleading advertising or marketing (46).
Is National Debt Relief legit?
National Debt Relief is a real company with a public complaint record: consumers have complained about it 432 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is National Debt Relief legit? for the signals, red flags and how to protect yourself.
Are complaints about National Debt Relief going up or down?
Up. There were 219 complaints in the last 12 months against 145 in the 12 before (+51%). See every month.
How do I file a complaint against National Debt Relief?
Complain to National Debt Relief in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most National Debt Relief complaints come from?
Most come from California (65), Florida (54), New York (26). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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