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Payday & personal loans

Net Pay Advance payday & personal loans complaints

Consumers have filed 60 complaints about Net Pay Advance's payday & personal loans, 24 in the last 12 months. Net Pay Advance answered 100% on time and closed 8% with relief. See the whole Net Pay Advance record.

Net Pay Advance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Net Pay Advance24new100%8%60

Every lender ranked

Latest Net Pay Advance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
May 26, 2025Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Apr 23, 2025Payday & personal loansCan't stop withdrawals from your bank accountCAExplainedYes
Apr 21, 2025Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Mar 26, 2025Payday & personal loansStruggling to pay your loanCAExplainedYes
Feb 21, 2025Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Feb 14, 2025Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Feb 3, 2025Payday & personal loansProblem with the payoff process at the end of the loanCAMoney backYes
Jan 14, 2025Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
Jan 6, 2025Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountCAExplainedYes
Dec 11, 2024Payday & personal loansCan't stop withdrawals from your bank accountMOExplainedYes
Dec 6, 2024Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Dec 4, 2024Payday & personal loansReceived a loan you didn't apply forTNExplainedYes
Dec 2, 2024Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 19, 2024Payday & personal loansProblem with the payoff process at the end of the loanMOExplainedYes
Jul 31, 2024Payday & personal loansReceived a loan you didn't apply forTNExplainedYes
Jul 18, 2024Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Feb 15, 2024Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
Nov 16, 2023Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
Jul 18, 2023Payday & personal loansReceived a loan you didn't apply forCAMoney backYes
May 27, 2023Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Dec 14, 2022Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Oct 8, 2022Payday & personal loansCan't stop withdrawals from your bank accountTXFixedYes
Jun 13, 2022Payday & personal loansWas approved for a loan, but didn't receive the moneyCAMoney backYes
Mar 25, 2022Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountTXExplainedYes
Jun 14, 2021Payday & personal loansProblem with the payoff process at the end of the loanHIExplainedYes
Oct 18, 2019Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Apr 5, 2019Payday & personal loansStruggling to pay your loanTXExplainedYes
Oct 2, 2018Payday & personal loansStruggling to pay your loanTXExplainedYes
Apr 23, 2018Payday & personal loansReceived a loan you didn't apply for-FixedYes
Feb 27, 2018Payday & personal loansReceived a loan you didn't apply forNVMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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