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Payday & personal loans

Net Pay Advance payday & personal loans complaints

Consumers have filed 60 complaints about Net Pay Advance's payday & personal loans, 24 in the last 12 months. Net Pay Advance answered 100% on time and closed 8% with relief. See the whole Net Pay Advance record.

Net Pay Advance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Net Pay Advance24new100%8%60

Every lender ranked

Latest Net Pay Advance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 19, 2026Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
Oct 15, 2026Payday & personal loansProblem with additional add-on products or servicesKSExplainedYes
Sep 21, 2026Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Sep 8, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Aug 15, 2026Payday & personal loansProblem when making paymentsLAMoney backYes
Aug 7, 2026Payday & personal loansCan't contact lender or servicerCAExplainedYes
Jul 31, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Jun 12, 2026Payday & personal loansCan't contact lender or servicerCAExplainedYes
Jun 11, 2026Payday & personal loansProblem with cash advanceLAExplainedYes
Jun 10, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Jun 9, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyLAMoney backYes
Jun 1, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountOHExplainedYes
May 28, 2026Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
May 28, 2026Payday & personal loansWas approved for a loan, but didn't receive the moneyWIExplainedYes
May 28, 2026Payday & personal loansProblem with the payoff process at the end of the loanMOExplainedYes
May 27, 2026Payday & personal loansReceived a loan you didn't apply forWIExplainedYes
Feb 26, 2026Payday & personal loansProblem when making paymentsLAExplainedYes
Feb 21, 2026Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountTXExplainedYes
Feb 13, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Feb 10, 2026Payday & personal loansProblem with the payoff process at the end of the loanUTExplainedYes
Jan 31, 2026Payday & personal loansReceived a loan you didn't apply for-ExplainedYes
Jan 8, 2026Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Jan 2, 2026Payday & personal loansStruggling to pay your loanMOExplainedYes
Dec 29, 2025Payday & personal loansStruggling to pay your loanMOExplainedYes
Oct 21, 2025Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Sep 30, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyCAExplainedYes
Sep 14, 2025Payday & personal loansProblem with the payoff process at the end of the loanTNExplainedYes
Jul 26, 2025Payday & personal loansCharged fees or interest you didn't expectKSExplainedYes
Jul 2, 2025Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Jun 17, 2025Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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