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Debt collection

Niagara Credit Solutions debt collection complaints

Consumers have filed 22 complaints about Niagara Credit Solutions's debt collection. See the whole Niagara Credit Solutions record.

Niagara Credit Solutions against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Niagara Credit Solutions0new--22

Every debt collector ranked

Latest Niagara Credit Solutions debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 14, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtGUExplainedYes
May 15, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Feb 22, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
Feb 2, 2018Debt collectionThreatened to contact someone or share information improperlyContacted your employerCAExplainedYes
Nov 2, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Mar 8, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineMDExplainedYes
Oct 6, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Apr 11, 2016Debt collectionCommunication tacticsThreatened to take legal actionMAExplainedYes
Dec 14, 2015Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtMAExplainedYes
Aug 3, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidVAExplainedYes
Jul 21, 2015Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitMAExplainedYes
May 20, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Jan 19, 2015Debt collectionCommunication tacticsFrequent or repeated callsWIExplainedYes
Jan 7, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Jan 6, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtMDExplainedYes
Nov 12, 2014Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
Jun 20, 2014Debt collectionImproper contact or sharing of infoContacted me after I asked not toNCExplainedYes
Apr 28, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Apr 3, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Mar 27, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineVAExplainedYes
Jan 21, 2014Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Nov 25, 2013Debt collectionImproper contact or sharing of infoContacted employer after asked not toMAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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