Payment company · complaint record
Niagara Credit Solutions complaints
Filed under Niagara Credit Solutions, Inc
Consumers have filed 23 complaints about Niagara Credit Solutions since 2013, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is fraud or scam.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #51 of 72
Since November 2013
new vs the year before
Industry: 98.1%
Typical payment company: 16%
Newest: Oct 26, 2026
Most complained-about payment apps & money transfer services
Niagara Credit Solutions complaints by month
The busiest month was January 2015 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Niagara Credit Solutions answered all time
- Closed with explanation2295.7%
- Untimely response14.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Niagara Credit Solutions complaints are about
Top Niagara Credit Solutions problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 5
- Debt was paid 1
Where Niagara Credit Solutions complaints come from
Most complaints: New York (4), Massachusetts (4), Maryland (3), North Carolina (3), Virginia (2).
Niagara Credit Solutions compared with other payment apps & money transfer services
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Ria EnviaMoney transfers & apps | 39 | 62 | D |
| 2 | Bill.ComMoney transfers & apps | 55 | 55 | C |
| 3 | Global Tel*LinkMoney transfers & apps | 40 | 46 | D |
| 4 | AirtmMoney transfers & apps | 0 | 38 | F |
| 5 | Paysend USMoney transfers & apps | 10 | 26 | F |
| 6 | Ingo MoneyMoney transfers & apps | 10 | 26 | F |
| 7 | PLS GroupMoney transfers & apps | 72 | 25 | B |
| 8 | Niagara Credit SolutionsMoney transfers & apps | - | 1 | - |
Compare side by side: Niagara Credit Solutions vs Ria Envia · Niagara Credit Solutions vs Bill.Com · Niagara Credit Solutions vs Global Tel*Link · Niagara Credit Solutions vs Airtm
What people say about Niagara Credit Solutions
All experiencesNo experiences with Niagara Credit Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Niagara Credit Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 26, 2026 | Money transfers & apps | Fraud or scam | No timely reply |
| Aug 14, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 15, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 22, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 2, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Nov 2, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 8, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 6, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 11, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Dec 14, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Aug 3, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 21, 2015 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
Questions about Niagara Credit Solutions
How many complaints does Niagara Credit Solutions have?
Niagara Credit Solutions has 23 complaints on record since November 2013, including 1 in the last 12 months and 1 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Niagara Credit Solutions respond to complaints?
Yes. Niagara Credit Solutions answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Niagara Credit Solutions?
The most common problems are fraud or scam (1), cont'd attempts collect debt not owed (6), communication tactics (4).
Is Niagara Credit Solutions legit?
Niagara Credit Solutions is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Niagara Credit Solutions legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Niagara Credit Solutions?
Complain to Niagara Credit Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Niagara Credit Solutions complaints come from?
Most come from New York (4), Massachusetts (4), Maryland (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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