Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Payday & personal loans

OM Financial payday & personal loans complaints

Consumers have filed 22 complaints about OM Financial's payday & personal loans, 11 in the last 12 months. OM Financial answered 9.1% on time and closed 0% with relief. See the whole OM Financial record.

OM Financial against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13OM Financial11new9.1%0%22

Every lender ranked

Latest OM Financial payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 13, 2026Payday & personal loansCharged fees or interest you didn't expectIAExplainedNo
Oct 1, 2026Payday & personal loansCharged fees or interest you didn't expectNMExplainedNo
Sep 23, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedNo
Aug 3, 2026Payday & personal loansStruggling to pay your loanFLExplainedNo
Jun 17, 2026Payday & personal loansCharged fees or interest you didn't expectCAExplainedNo
Feb 3, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedNo
Jan 24, 2026Payday & personal loansGetting a line of creditWAExplainedNo
Jan 6, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Dec 4, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyWAExplainedNo
Dec 3, 2025Payday & personal loansCharged fees or interest you didn't expectLAExplainedNo
Dec 2, 2025Payday & personal loansReceived a loan you didn't apply forTXExplainedNo
Nov 11, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Oct 12, 2025Payday & personal loansReceived a loan you didn't apply forIAExplainedNo
Oct 1, 2025Payday & personal loansCharged fees or interest you didn't expectINExplainedNo
Sep 24, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Sep 18, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Aug 29, 2025Payday & personal loansGetting the loanCAExplainedNo
Aug 18, 2025Payday & personal loansCharged fees or interest you didn't expectMIExplainedNo
May 30, 2025Payday & personal loansProblem with the payoff process at the end of the loanMNExplainedNo
May 10, 2025Payday & personal loansCharged fees or interest you didn't expectOKExplainedNo
Sep 13, 2024Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMAExplainedNo
Mar 29, 2024Payday & personal loansProblem with the payoff process at the end of the loanOKFixedNo

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about OM Financial

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience