Lender · complaint record
OM Financial complaints
Filed under OM Financial, LLC
Consumers have filed 25 complaints about OM Financial since 2024, 11 of them in the last 12 months (+10% on the year before). It answered 9.1% on time and closed 0% with relief for the customer. The most common problem is charged fees or interest you didn't expect.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 25
- Last 12 months
- 11
- Answered on time
- 9.1%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #90 of 272
Since March 2024
+10% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 13, 2026
Most complained-about personal & payday lenders
OM Financial complaints by month
The busiest month was December 2025 (3 complaints). Complaints in the last 12 months are up 10% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How OM Financial answered all time
- Closed with non-monetary relief28%
- Closed with explanation2392%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What OM Financial complaints are about
Top OM Financial problems
Where OM Financial complaints come from
Most complaints: Florida (5), Indiana (3), California (3), Washington (2), Iowa (2).
OM Financial compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | OM FinancialPayday & personal loans | - | 11 | - |
Compare side by side: OM Financial vs SoLo Funds · OM Financial vs AAA Auto Title Loans · OM Financial vs Powerpay · OM Financial vs AmeriCash
What people say about OM Financial
All experiencesNo experiences with OM Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest OM Financial complaints
Full logQuestions about OM Financial
How many complaints does OM Financial have?
OM Financial has 25 complaints on record since March 2024, including 11 in the last 12 months and 0 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does OM Financial respond to complaints?
Yes. OM Financial answered 9.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with OM Financial?
The most common problems are charged fees or interest you didn't expect (13), received a loan you didn't apply for (2), getting a line of credit (1).
Is OM Financial legit?
OM Financial is a real company with a public complaint record: consumers have complained about it 25 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is OM Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about OM Financial going up or down?
Up. There were 11 complaints in the last 12 months against 10 in the 12 before (+10%). See every month.
How do I file a complaint against OM Financial?
Complain to OM Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most OM Financial complaints come from?
Most come from Florida (5), Indiana (3), California (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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