Credit bureau · complaint record
OTR Fund I complaints
Filed under OTR Fund I, LLC
Consumers have filed 8 complaints about OTR Fund I since 2021, 2 of them in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 2
- Answered on time
- 50%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #342 of 566
Since June 2021
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 17, 2026
Most complained-about credit bureaus & report companies
OTR Fund I complaints by month
The busiest month was June 2021 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How OTR Fund I answered all time
- Closed with explanation787.5%
- Untimely response112.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What OTR Fund I complaints are about
Top OTR Fund I problems
Inside "Improper use of your report"
- Reporting company used your report improperly 4
OTR Fund I compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | OTR Fund ICredit reporting | - | 2 | - |
Compare side by side: OTR Fund I vs Apple Financing · OTR Fund I vs Nav Technologies · OTR Fund I vs Opportunity Fund · OTR Fund I vs Heritage Financial Group
What people say about OTR Fund I
All experiencesNo experiences with OTR Fund I yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest OTR Fund I complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | No timely reply |
| Jul 21, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 17, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 26, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 22, 2023 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Mar 11, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 10, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about OTR Fund I
How many complaints does OTR Fund I have?
OTR Fund I has 8 complaints on record since June 2021, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does OTR Fund I respond to complaints?
Yes. OTR Fund I answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with OTR Fund I?
The most common problems are improper use of your report (4), incorrect information on your report (3), managing the loan or lease (1).
Is OTR Fund I legit?
OTR Fund I is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is OTR Fund I legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against OTR Fund I?
Complain to OTR Fund I in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most OTR Fund I complaints come from?
Most come from Texas (7), Arkansas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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