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PacWest Credit complaints

Consumers have filed 4 complaints about PacWest Credit since 2018, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
4

Since January 2018

Last 12 months
0

new vs the year before

Answered on time
50%

Industry: 98.2%

Closed with relief
0%

Typical auto lender: 9%

Last 30 days
0

Newest: Feb 22, 2024

Rank
-

PacWest Credit complaints by month

The busiest month was January 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How PacWest Credit answered all time

  • Closed with explanation375%
  • Untimely response125%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What PacWest Credit complaints are about

  • Auto loans & leases250%
  • Credit reporting250%

Top PacWest Credit problems

Inside "Incorrect information on your report"

  • Information is missing that should be on the report 1

PacWest Credit compared with other auto lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1The Savings GroupAuto loans & leases6341-13%100%2%C
2AC AutoPay LLC, Denver, CO BranchAuto loans & leases6038-22%100%0%C
3CARS AcquisitionAuto loans & leases8134+13%97.1%32%A
4EA HoldingsAuto loans & leases333+74%75.8%0%F
5Innovate ManagedAuto loans & leases632+39%50%0%F
6Cooley EnterprisesAuto loans & leases831+19%0%14%F
7Challenge Financial ServicesAuto loans & leases527+50%70.4%0%F
8PacWest CreditAuto loans & leases-0new50%0%-

Compare side by side: PacWest Credit vs The Savings Group · PacWest Credit vs AC AutoPay LLC, Denver, CO Branch · PacWest Credit vs CARS Acquisition · PacWest Credit vs EA Holdings

What people say about PacWest Credit

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Latest PacWest Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 22, 2024Auto loans & leasesManaging the loan or leaseBilling problemWANo timely replyNo
Aug 27, 2022Credit reportingIncorrect information on your reportInformation is missing that should be on the reportORExplainedNo
Aug 9, 2019Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleORExplainedYes
Jan 30, 2018Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeORExplainedYes

Questions about PacWest Credit

How many complaints does PacWest Credit have?

PacWest Credit has 4 complaints on record since January 2018, including 0 in the last 12 months and 0 in the last 30 days.

Does PacWest Credit respond to complaints?

Yes. PacWest Credit answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with PacWest Credit?
Is PacWest Credit legit?

PacWest Credit is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is PacWest Credit legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against PacWest Credit?

Complain to PacWest Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most PacWest Credit complaints come from?

Most come from Oregon (3), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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