Debt collection
Pathfinder Credit Services debt collection complaints
Consumers have filed 37 complaints about Pathfinder Credit Services's debt collection, 4 in the last 12 months. Pathfinder Credit Services answered 100% on time and closed 0% with relief. See the whole Pathfinder Credit Services record.
Pathfinder Credit Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pathfinder Credit Services | 4 | 100% | 0% |
Latest Pathfinder Credit Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 16, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 8, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 16, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 19, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 12, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 9, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 3, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Dec 10, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 7, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 24, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Feb 17, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Dec 7, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 21, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 19, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jan 29, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jan 22, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Dec 2, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jul 10, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 13, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Apr 28, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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