Debt collector · complaint record
Pathfinder Credit Services complaints
Consumers have filed 50 complaints about Pathfinder Credit Services since 2014, 8 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 50
- Last 12 months
- 8
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #791 of 1,963
Since February 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 27, 2026
Most complained-about debt collectors
Pathfinder Credit Services complaints by month
The busiest month was January 2026 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Pathfinder Credit Services answered all time
- Closed with non-monetary relief1428%
- Closed with explanation3672%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Pathfinder Credit Services complaints are about
Top Pathfinder Credit Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 8
- Debt was result of identity theft 6
- Debt was paid 2
Where Pathfinder Credit Services complaints come from
Most complaints: Florida (14), Georgia (11), Texas (6), Tennessee (5), North Carolina (4).
Pathfinder Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Pathfinder Credit ServicesDebt collection | - | 8 | - |
Compare side by side: Pathfinder Credit Services vs Green Square · Pathfinder Credit Services vs EMoneyUSA · Pathfinder Credit Services vs Mullooly Jeffrey Rooney & Flynn · Pathfinder Credit Services vs Credit World Services
What people say about Pathfinder Credit Services
All experiencesNo experiences with Pathfinder Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Pathfinder Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 7, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| May 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 19, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Pathfinder Credit Services
How many complaints does Pathfinder Credit Services have?
Pathfinder Credit Services has 50 complaints on record since February 2014, including 8 in the last 12 months and 1 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Pathfinder Credit Services respond to complaints?
Yes. Pathfinder Credit Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Pathfinder Credit Services?
The most common problems are incorrect information on your report (7), attempts to collect debt not owed (16), written notification about debt (7).
Is Pathfinder Credit Services legit?
Pathfinder Credit Services is a real company with a public complaint record: consumers have complained about it 50 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Pathfinder Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Pathfinder Credit Services?
Complain to Pathfinder Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Pathfinder Credit Services complaints come from?
Most come from Florida (14), Georgia (11), Texas (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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