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Payday & personal loans

Payday America payday & personal loans complaints

Consumers have filed 12 complaints about Payday America's payday & personal loans, 1 in the last 12 months. Payday America answered 0% on time and closed 0% with relief. See the whole Payday America record.

Payday America against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Payday America1new0%0%12

Every lender ranked

Latest Payday America payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Feb 10, 2026Payday & personal loansCharged fees or interest you didn't expectMNExplainedNo
Dec 1, 2024Payday & personal loansLoan payment wasn't credited to your accountLAExplainedYes
Jun 17, 2024Payday & personal loansReceived a loan you didn't apply forKSExplainedYes
Jun 7, 2023Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMNExplainedYes
Jul 29, 2021Payday & personal loansReceived a loan you didn't apply forNYExplainedYes
Feb 28, 2020Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMNExplainedNo
Aug 16, 2019Payday & personal loansMoney was taken from your bank account on the wrong day or for the wrong amountMNExplainedYes
Oct 31, 2017Payday & personal loansCan't stop withdrawals from your bank accountMNMoney backYes
Aug 8, 2016Payday & personal loansCharged bank acct wrong day or amtMNExplainedNo
Apr 2, 2016Payday & personal loansPayment to acct not creditedMNExplainedNo
Jan 29, 2016Payday & personal loansCan't stop charges to bank accountILMoney backYes
Oct 30, 2015Payday & personal loansPayment to acct not creditedMNMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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