Lender · complaint record
Payday America complaints
Filed under Payday America Inc.
Consumers have filed 17 complaints about Payday America since 2015, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #169 of 272
Since October 2015
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Feb 10, 2026
Most complained-about personal & payday lenders
Payday America complaints by month
The busiest month was October 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Payday America answered all time
- Closed with monetary relief317.6%
- Closed with explanation1482.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Payday America complaints are about
Top Payday America problems
Where Payday America complaints come from
Most complaints: Minnesota (11), New York (1), Florida (1), Illinois (1), Kansas (1).
Payday America compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Payday AmericaPayday & personal loans | - | 2 | - |
Compare side by side: Payday America vs SoLo Funds · Payday America vs AAA Auto Title Loans · Payday America vs Powerpay · Payday America vs AmeriCash
What people say about Payday America
All experiencesNo experiences with Payday America yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Payday America complaints
Full logQuestions about Payday America
How many complaints does Payday America have?
Payday America has 17 complaints on record since October 2015, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Payday America respond to complaints?
Yes. Payday America answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Payday America?
The most common problems are written notification about debt (1), charged fees or interest you didn't expect (1), money was taken from your bank account on the wrong day or for the wrong amount (3).
Is Payday America legit?
Payday America is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Payday America legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Payday America?
Complain to Payday America in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Payday America complaints come from?
Most come from Minnesota (11), New York (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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