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Debt relief & credit repair

PayPal debt relief & credit repair complaints

Consumers have filed 86 complaints about PayPal's debt relief & credit repair, 27 in the last 12 months. PayPal answered 100% on time and closed 36% with relief. See the whole PayPal record.

PayPal against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13PayPal27new100%36%86

Every debt relief company ranked

Latest PayPal debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Jul 11, 2022Debt relief & credit repairFraud or scamMAMoney backYes
Jul 7, 2022Debt relief & credit repairProblem with customer serviceMIExplainedYes
Jul 5, 2022Debt relief & credit repairUnexpected or other fees-ExplainedYes
Jul 5, 2022Debt relief & credit repairConfusing or missing disclosures-ExplainedYes
Jun 2, 2022Debt relief & credit repairProblem with customer service-ExplainedYes
Feb 26, 2022Debt relief & credit repairUnexpected or other fees-ExplainedYes
Oct 5, 2021Debt relief & credit repairConfusing or missing disclosures-ExplainedYes
Oct 1, 2021Debt relief & credit repairProblem with customer serviceCAExplainedYes
Aug 6, 2021Debt relief & credit repairProblem with customer serviceCAExplainedYes
Jul 9, 2021Debt relief & credit repairFraud or scamFLExplainedYes
May 19, 2021Debt relief & credit repairFraud or scamMIExplainedYes
Apr 20, 2021Debt relief & credit repairProblem with customer serviceMIMoney backYes
Mar 26, 2021Debt relief & credit repairProblem with customer serviceNCExplainedYes
Mar 13, 2021Debt relief & credit repairProblem with customer service-ExplainedYes
Feb 19, 2021Debt relief & credit repairFraud or scamNYMoney backYes
Feb 4, 2021Debt relief & credit repairFraud or scamFLFixedYes
Jan 17, 2021Debt relief & credit repairProblem with customer serviceARExplainedYes
Dec 19, 2020Debt relief & credit repairFraud or scamAZMoney backYes
Dec 8, 2020Debt relief & credit repairProblem with customer serviceCAFixedYes
Nov 17, 2020Debt relief & credit repairConfusing or missing disclosuresMDExplainedYes
Nov 6, 2020Debt relief & credit repairFraud or scamGAExplainedYes
Aug 10, 2018Debt relief & credit repairFraud or scamILExplainedYes
Apr 8, 2018Debt relief & credit repairUnexpected or other feesHIMoney backYes
Dec 15, 2015Debt relief & credit repairUnexpected/Other feesCAMoney backYes
Aug 27, 2014Debt relief & credit repairFraud or scamTXExplainedYes
Aug 5, 2014Debt relief & credit repairCustomer service/Customer relationsOHFixedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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