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Debt relief & credit repair

PayPal debt relief & credit repair complaints

Consumers have filed 86 complaints about PayPal's debt relief & credit repair, 27 in the last 12 months. PayPal answered 100% on time and closed 36% with relief. See the whole PayPal record.

PayPal against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13PayPal27new100%36%86

Every debt relief company ranked

Latest PayPal debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Jul 12, 2025Debt relief & credit repairCharged upfront or unexpected feesGUExplainedYes
Jul 8, 2025Debt relief & credit repairUnauthorized withdrawals or chargesGAFixedYes
Jul 1, 2025Debt relief & credit repairProblem with customer serviceNYExplainedYes
May 20, 2025Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Apr 30, 2025Debt relief & credit repairProblem with customer serviceTXFixedYes
Mar 21, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLMoney backYes
Feb 26, 2025Debt relief & credit repairUnauthorized withdrawals or chargesPAFixedYes
Jan 13, 2025Debt relief & credit repairUnauthorized withdrawals or chargesTXExplainedYes
Dec 2, 2024Debt relief & credit repairUnauthorized withdrawals or chargesLAExplainedYes
Nov 14, 2024Debt relief & credit repairProblem with customer serviceMDMoney backYes
Sep 24, 2024Debt relief & credit repairUnauthorized withdrawals or chargesNJExplainedYes
Apr 26, 2024Debt relief & credit repairConfusing or misleading advertising or marketingMDExplainedYes
Apr 20, 2024Debt relief & credit repairUnauthorized withdrawals or chargesNYFixedYes
Apr 9, 2024Debt relief & credit repairUnauthorized withdrawals or chargesIAFixedYes
Mar 16, 2024Debt relief & credit repairUnauthorized withdrawals or chargesWAExplainedYes
Mar 8, 2024Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Mar 2, 2024Debt relief & credit repairDidn't provide services promisedNCFixedYes
Jan 27, 2024Debt relief & credit repairCharged upfront or unexpected feesMIMoney backYes
Jan 10, 2024Debt relief & credit repairConfusing or misleading advertising or marketingKSExplainedYes
Oct 23, 2023Debt relief & credit repairCharged upfront or unexpected feesVAExplainedYes
Oct 13, 2023Debt relief & credit repairDidn't provide services promisedCAFixedYes
Aug 9, 2023Debt relief & credit repairProblem with customer service-ExplainedYes
Aug 8, 2023Debt relief & credit repairFraud or scamNVExplainedYes
Jun 29, 2023Debt relief & credit repairFraud or scamNYExplainedYes
Jun 28, 2023Debt relief & credit repairProblem with customer serviceNCExplainedYes
Jan 31, 2023Debt relief & credit repairProblem with customer service-ExplainedYes
Dec 24, 2022Debt relief & credit repairProblem with customer serviceCAExplainedYes
Nov 15, 2022Debt relief & credit repairFraud or scamCOMoney backYes
Aug 17, 2022Debt relief & credit repairFraud or scamMEExplainedYes
Aug 7, 2022Debt relief & credit repairProblem with customer serviceILExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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