Credit reporting
PennyMac credit reporting complaints
Consumers have filed 844 complaints about PennyMac's credit reporting, 240 in the last 12 months (+2%). PennyMac answered 100% on time and closed 7% with relief. See the whole PennyMac record.
PennyMac against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | PennyMac | 240 | 100% | 7% |
Latest PennyMac credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 11, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| May 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 25, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Apr 24, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 23, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 17, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Fixed |
| Apr 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 14, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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