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Debt relief & credit repair

PennyMac debt relief & credit repair complaints

Consumers have filed 12 complaints about PennyMac's debt relief & credit repair, 5 in the last 12 months. PennyMac answered 100% on time and closed 0% with relief. See the whole PennyMac record.

PennyMac against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13PennyMac5new100%0%12

Every debt relief company ranked

Latest PennyMac debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Debt relief & credit repairConfusing or missing disclosuresIDExplainedYes
Jul 15, 2026Debt relief & credit repairProblem with customer serviceLAExplainedYes
Jul 9, 2026Debt relief & credit repairProblem with customer serviceMDExplainedYes
May 7, 2026Debt relief & credit repairConfusing or missing disclosuresVAExplainedYes
Mar 8, 2026Debt relief & credit repairProblem with customer serviceTXExplainedYes
Oct 10, 2025Debt relief & credit repairProblem with customer serviceFLFixedYes
Jun 10, 2025Debt relief & credit repairDidn't provide services promisedCAFixedYes
May 14, 2025Debt relief & credit repairProblem with customer serviceLAExplainedYes
May 9, 2025Debt relief & credit repairDidn't provide services promisedPAExplainedYes
Feb 11, 2025Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Feb 13, 2024Debt relief & credit repairCharged upfront or unexpected feesNCExplainedYes
Nov 7, 2023Debt relief & credit repairDidn't provide services promisedMDExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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