Debt collection
Pinnacle Recovery debt collection complaints
Consumers have filed 232 complaints about Pinnacle Recovery's debt collection, 41 in the last 12 months (+41%). Pinnacle Recovery answered 100% on time and closed 15% with relief. See the whole Pinnacle Recovery record.
Pinnacle Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Pinnacle Recovery | 41 | 100% | 15% |
Latest Pinnacle Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 31, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Oct 1, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Sep 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Aug 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 6, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 27, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Money back |
| Jul 13, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 1, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Jun 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 4, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 28, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| May 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| May 25, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 30, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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