Debt collection
Planet Home Lending debt collection complaints
Consumers have filed 53 complaints about Planet Home Lending's debt collection, 11 in the last 12 months. Planet Home Lending answered 100% on time and closed 0% with relief. See the whole Planet Home Lending record.
Planet Home Lending against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Planet Home Lending | 11 | 100% | 0% |
Latest Planet Home Lending debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 2, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 21, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 7, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 7, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 21, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 23, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Feb 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 28, 2024 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 7, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 17, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 4, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 28, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 8, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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