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Debt collection

Quality Loan Service debt collection complaints

Consumers have filed 61 complaints about Quality Loan Service's debt collection, 2 in the last 12 months. Quality Loan Service answered 100% on time and closed 0% with relief. See the whole Quality Loan Service record.

Quality Loan Service against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Quality Loan Service2new100%0%61

Every debt collector ranked

Latest Quality Loan Service debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Dec 21, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Dec 9, 2025Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
May 17, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCAExplainedNo
May 2, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCAExplainedYes
Apr 17, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCAExplainedYes
Apr 26, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Mar 11, 2024Debt collectionElectronic communicationsFrequent or repeated messagesWAExplainedNo
Feb 1, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Nov 21, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedNo
Oct 3, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 14, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Feb 20, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Jan 24, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Nov 14, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Oct 17, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Sep 25, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Apr 23, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Apr 18, 2018Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtCAExplainedYes
Feb 10, 2018Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialCAExplainedYes
Jan 3, 2018Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Nov 15, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Nov 1, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Oct 25, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Oct 16, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Oct 11, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Oct 9, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Sep 27, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Jul 17, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Jul 11, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyCAExplainedYes
Jul 10, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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