Credit reporting
RateGenius Loan Services credit reporting complaints
Consumers have filed 29 complaints about RateGenius Loan Services's credit reporting. See the whole RateGenius Loan Services record.
RateGenius Loan Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | RateGenius Loan Services | 0 | - | - |
Latest RateGenius Loan Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 27, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 23, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 23, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 23, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 12, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 11, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 9, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 8, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 16, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 3, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 29, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 25, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 12, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 21, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 17, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 16, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 2, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 28, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 27, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 28, 2019 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| May 14, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 13, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 25, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 28, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 20, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 29, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 24, 2018 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Sep 24, 2018 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 13, 2018 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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