Credit reporting
Ray Klein credit reporting complaints
Consumers have filed 45 complaints about Ray Klein's credit reporting, 5 in the last 12 months. Ray Klein answered 100% on time and closed 0% with relief. See the whole Ray Klein record.
Ray Klein against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Ray Klein | 5 | 100% | 0% |
Latest Ray Klein credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 31, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 10, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 22, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Apr 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 11, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 28, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 28, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 21, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 22, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 16, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 2, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 24, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 21, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 3, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 16, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 11, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 10, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 23, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 22, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 9, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 12, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 28, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 18, 2020 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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