Debt collection
Razor Capital debt collection complaints
Consumers have filed 56 complaints about Razor Capital's debt collection. See the whole Razor Capital record.
Razor Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Razor Capital | 0 | - | - |
Latest Razor Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 29, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 14, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jun 14, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 16, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jan 21, 2016 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Jan 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Dec 31, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Nov 10, 2015 | Debt collection | Communication tacticsCalled after sent written cease of comm | Explained |
| Aug 15, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Jul 22, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 13, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Apr 15, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 31, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Fixed |
| Mar 19, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 16, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 8, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Mar 6, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Sep 25, 2014 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jun 23, 2014 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| May 30, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 22, 2014 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 13, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 21, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Dec 24, 2013 | Debt collection | Taking/threatening an illegal actionAttempted to/Collected exempt funds | Explained |
| Nov 20, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Nov 13, 2013 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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