Debt collector · complaint record
Razor Capital complaints
Filed under Razor Capital, LLC
Consumers have filed 65 complaints about Razor Capital since 2013, none in the last 12 months. It answered 76.9% on time and closed 8% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 65
- Last 12 months
- 0
- Answered on time
- 76.9%
- Closed with relief
- 8%
- Last 30 days
- 0
- Rank
- -
Since November 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 3, 2023
Razor Capital complaints by month
The busiest month was March 2015 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Razor Capital answered all time
- Closed with non-monetary relief57.7%
- Closed with explanation6092.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Razor Capital complaints are about
Top Razor Capital problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 8
- Debt was paid 3
- Debt resulted from identity theft 1
Where Razor Capital complaints come from
Most complaints: Michigan (10), Georgia (9), Florida (7), California (5), Illinois (3).
Razor Capital compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Razor CapitalDebt collection | - | 0 | - |
Compare side by side: Razor Capital vs Green Square · Razor Capital vs EMoneyUSA · Razor Capital vs Mullooly Jeffrey Rooney & Flynn · Razor Capital vs Credit World Services
What people say about Razor Capital
All experiencesNo experiences with Razor Capital yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Razor Capital complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 3, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 5, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 25, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 25, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 11, 2022 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | Explained |
| Jul 13, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 4, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 11, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Jun 27, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Apr 12, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Razor Capital
How many complaints does Razor Capital have?
Razor Capital has 65 complaints on record since November 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Razor Capital respond to complaints?
Yes. Razor Capital answered 76.9% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Razor Capital?
The most common problems are cont'd attempts collect debt not owed (12), attempts to collect debt not owed (10), disclosure verification of debt (9).
Is Razor Capital legit?
Razor Capital is a real company with a public complaint record: consumers have complained about it 65 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Razor Capital legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Razor Capital?
Complain to Razor Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Razor Capital complaints come from?
Most come from Michigan (10), Georgia (9), Florida (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Razor Capital
No comments yet. Start the conversation - questions are welcome too.