Debt collection
Razor Capital debt collection complaints
Consumers have filed 56 complaints about Razor Capital's debt collection. See the whole Razor Capital record.
Razor Capital against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Razor Capital | 0 | - | - |
Latest Razor Capital debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 3, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 5, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Oct 25, 2022 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 13, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 4, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 11, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Apr 12, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 4, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 19, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 12, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 10, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 18, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 23, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 16, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jun 21, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 15, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 10, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 13, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 7, 2017 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 10, 2017 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 30, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jan 27, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 25, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 18, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 21, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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