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Complaint log

Ready Capital complaint log

The newest complaints about Ready Capital, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 7, 2026MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefAZExplainedYes
Jul 15, 2026Payday & personal loansGetting a line of creditMNExplainedYes
May 27, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureNCExplainedYes
Apr 1, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesLAExplainedYes
Mar 12, 2026MortgagesTrouble during payment processEscrow, taxes, or insuranceLAExplainedYes
Feb 20, 2026MortgagesIncorrect information on your reportAccount status incorrectLAExplainedYes
Jan 24, 2026Debt collectionAttempts to collect debt not owedDebt was paidLAExplainedYes
Jan 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Nov 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Nov 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Oct 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jun 10, 2025Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeALExplainedYes
Jun 9, 2025MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingALExplainedYes
Apr 3, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanSCExplainedYes
Mar 13, 2025MortgagesTrouble during payment processPayment processSCExplainedYes
Feb 27, 2025MortgagesTrouble during payment processPayment processSCExplainedYes
Feb 3, 2025MortgagesTrouble during payment processLoan sold or transferred to another companyLAExplainedYes
Jan 29, 2025MortgagesTrouble during payment processLoan sold or transferred to another companyLAExplainedNo
Jan 27, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 21, 2025MortgagesTrouble during payment processLoan sold or transferred to another companyALExplainedYes
Jan 15, 2025MortgagesTrouble during payment processPrivate mortgage insurance (PMI)MSExplainedYes
Jan 3, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceLAExplainedYes
Nov 22, 2024MortgagesTrouble during payment processLien releaseLAExplainedYes
Aug 21, 2024MortgagesTrouble during payment processPayment processLAExplainedYes
Aug 12, 2024MortgagesTrouble during payment processPayment processALExplainedYes
Jul 26, 2024Payday & personal loansProblem with additional add-on products or servicesCAExplainedNo
Jul 18, 2024MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Jul 11, 2024Credit reportingIncorrect information on your reportAccount status incorrectLAExplainedYes
Jun 26, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceLAExplainedYes
May 17, 2024MortgagesTrouble during payment processPayment processMSExplainedYes
Apr 5, 2024MortgagesTrouble during payment processPaying off the loanMSExplainedYes
Feb 15, 2024MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuLAExplainedYes
Jan 12, 2024MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefLAExplainedYes
Dec 15, 2023MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanLAExplainedYes
Dec 13, 2023Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Dec 8, 2023MortgagesTrouble during payment processEscrow, taxes, or insuranceLAExplainedYes
Dec 4, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Dec 1, 2023Credit reportingImproper use of your reportReporting company used your report improperlyLAMoney backYes
Aug 25, 2023Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Jun 27, 2023MortgagesTrouble during payment processLAExplainedYes
Apr 12, 2023MortgagesTrouble during payment processALExplainedNo
Mar 30, 2023MortgagesClosing on a mortgageLAExplainedYes
Mar 29, 2023MortgagesTrouble during payment processSCMoney backYes
Mar 24, 2023MortgagesStruggling to pay mortgageFLExplainedYes
Mar 23, 2023MortgagesClosing on a mortgageLAExplainedYes
Mar 6, 2023Credit reportingIncorrect information on your reportPublic record information inaccurateTNExplainedYes
Mar 1, 2023MortgagesTrouble during payment processLAExplainedYes
Feb 8, 2023MortgagesStruggling to pay mortgageLAExplainedYes
Dec 19, 2022MortgagesClosing on a mortgageLAExplainedYes
Nov 17, 2022MortgagesTrouble during payment processALExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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