Payday & personal loans
Ready Capital payday & personal loans complaints
Consumers have filed 9 complaints about Ready Capital's payday & personal loans, 1 in the last 12 months. Ready Capital answered 100% on time and closed 0% with relief. See the whole Ready Capital record.
Ready Capital against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Ready Capital | 1 | 100% | 0% |
Latest Ready Capital payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 15, 2026 | Payday & personal loans | Getting a line of credit | Explained |
| Jul 26, 2024 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Aug 25, 2023 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Mar 9, 2022 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| May 17, 2021 | Payday & personal loans | Getting a line of credit | Explained |
| Apr 20, 2021 | Payday & personal loans | Getting the loan | Explained |
| Apr 16, 2021 | Payday & personal loans | Getting the loan | Explained |
| Apr 10, 2021 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Apr 5, 2021 | Payday & personal loans | Getting the loan | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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