Debt collection
RGS Financial debt collection complaints
Consumers have filed 240 complaints about RGS Financial's debt collection, 5 in the last 12 months (-83%). RGS Financial answered 80% on time and closed 0% with relief. See the whole RGS Financial record.
RGS Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | RGS Financial | 5 | 80% | 0% |
Latest RGS Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Feb 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 22, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 10, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 27, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 6, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 3, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 9, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 30, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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