Debt collector · complaint record
RGS Financial complaints
Filed under RGS Financial, Inc.
Consumers have filed 264 complaints about RGS Financial since 2013, 5 of them in the last 12 months (-85% on the year before). It answered 80% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 264
- Last 12 months
- 5
- Answered on time
- 80%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since September 2013
-85% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 13, 2026
Most complained-about debt collectors
RGS Financial complaints by month
The busiest month was January 2025 (7 complaints). Complaints in the last 12 months are down 85% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How RGS Financial answered all time
- Closed with non-monetary relief249.1%
- Closed with explanation23990.5%
- Untimely response10.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What RGS Financial complaints are about
Top RGS Financial problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 50
- Debt was result of identity theft 16
- Debt was paid 11
Where RGS Financial complaints come from
Most complaints: Texas (40), California (28), Illinois (19), Nevada (14), Florida (13).
RGS Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | RGS FinancialDebt collection | - | 5 | - |
Compare side by side: RGS Financial vs Green Square · RGS Financial vs EMoneyUSA · RGS Financial vs Mullooly Jeffrey Rooney & Flynn · RGS Financial vs Credit World Services
What people say about RGS Financial
All experiencesNo experiences with RGS Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RGS Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Feb 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 22, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 10, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 24, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about RGS Financial
How many complaints does RGS Financial have?
RGS Financial has 264 complaints on record since September 2013, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does RGS Financial respond to complaints?
Yes. RGS Financial answered 80% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with RGS Financial?
The most common problems are attempts to collect debt not owed (77), communication tactics (39), written notification about debt (37).
Is RGS Financial legit?
RGS Financial is a real company with a public complaint record: consumers have complained about it 264 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RGS Financial legit? for the signals, red flags and how to protect yourself.
Are complaints about RGS Financial going up or down?
Down. There were 5 complaints in the last 12 months against 33 in the 12 before (-85%). See every month.
How do I file a complaint against RGS Financial?
Complain to RGS Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RGS Financial complaints come from?
Most come from Texas (40), California (28), Illinois (19). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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