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Debt collection

RMS-Recovery Management Services debt collection complaints

Consumers have filed 188 complaints about RMS-Recovery Management Services's debt collection, 33 in the last 12 months (+50%). RMS-Recovery Management Services answered 97% on time and closed 0% with relief. See the whole RMS-Recovery Management Services record.

RMS-Recovery Management Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13RMS-Recovery Management Services33+50%97%0%188

Every debt collector ranked

Latest RMS-Recovery Management Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Oct 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountSCExplainedYes
Oct 6, 2026Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Oct 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Sep 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCExplainedYes
Jul 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jun 16, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Jun 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Jun 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
May 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
May 29, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNEExplainedYes
May 19, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
May 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
May 1, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Apr 15, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Apr 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Mar 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Mar 17, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZExplainedYes
Mar 11, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Mar 9, 2026Debt collectionElectronic communicationsContacted before 8am or after 9pmMSExplainedYes
Feb 18, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeNYExplainedYes
Jan 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Jan 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Dec 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Dec 17, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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