Debt collection
Second Alliance debt collection complaints
Consumers have filed 138 complaints about Second Alliance's debt collection, 91 in the last 12 months (+184%). Second Alliance answered 91.2% on time and closed 0% with relief. See the whole Second Alliance record.
Second Alliance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Second Alliance | 91 | 91.2% | 0% |
Latest Second Alliance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 30, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 28, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 1, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 25, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 25, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 25, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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