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Debt relief & credit repair

Self Financial debt relief & credit repair complaints

Consumers have filed 223 complaints about Self Financial's debt relief & credit repair, 39 in the last 12 months (-17%). Self Financial answered 97.4% on time and closed 0% with relief. See the whole Self Financial record.

Self Financial against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Self Financial39-17%97.4%0%223

Every debt relief company ranked

Latest Self Financial debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Jan 2, 2026Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Dec 12, 2025Debt relief & credit repairProblem with customer serviceGAExplainedYes
Dec 12, 2025Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
Dec 9, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Dec 7, 2025Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Dec 2, 2025Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Nov 30, 2025Debt relief & credit repairDidn't provide services promisedDEExplainedYes
Nov 28, 2025Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Nov 17, 2025Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Nov 14, 2025Debt relief & credit repairProblem with customer serviceOHExplainedYes
Nov 14, 2025Debt relief & credit repairConfusing or missing disclosuresIAExplainedYes
Nov 6, 2025Debt relief & credit repairDidn't provide services promisedGAExplainedYes
Oct 23, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Oct 14, 2025Debt relief & credit repairCharged upfront or unexpected feesVAExplainedYes
Oct 14, 2025Debt relief & credit repairCharged upfront or unexpected feesSCExplainedYes
Oct 9, 2025Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
Oct 8, 2025Debt relief & credit repairProblem with customer servicePAExplainedYes
Oct 6, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Oct 1, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Sep 24, 2025Debt relief & credit repairProblem with customer serviceGAExplainedYes
Aug 11, 2025Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Aug 1, 2025Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Jul 29, 2025Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Jul 27, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Jul 26, 2025Debt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Jul 16, 2025Debt relief & credit repairDidn't provide services promisedRIExplainedYes
Jul 8, 2025Debt relief & credit repairDidn't provide services promisedNCExplainedYes
Jun 28, 2025Debt relief & credit repairProblem with customer serviceMDExplainedYes
Jun 24, 2025Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Jun 10, 2025Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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