Auto lender · complaint record
Simple Cash Loans complaints
Filed under Simple Cash Loans, Inc.,
Consumers have filed 11 complaints about Simple Cash Loans since 2016, 1 of them in the last 12 months. It answered 0% on time and closed 30% with relief for the customer. The most common problem is managing the loan or lease.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 11
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 30%
- Last 30 days
- 1
- Rank
- #133 of 193
Since July 2016
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Oct 29, 2026
Most complained-about auto lenders
Simple Cash Loans complaints by month
The busiest month was July 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Simple Cash Loans answered all time
- Closed with monetary relief327.3%
- Closed with explanation763.6%
- Untimely response19.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Simple Cash Loans complaints are about
Top Simple Cash Loans problems
Inside "Managing the loan or lease"
- Billing problem 1
Simple Cash Loans compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Simple Cash LoansAuto loans & leases | - | 1 | - |
Compare side by side: Simple Cash Loans vs The Savings Group · Simple Cash Loans vs AC AutoPay LLC, Denver, CO Branch · Simple Cash Loans vs CARS Acquisition · Simple Cash Loans vs EA Holdings
What people say about Simple Cash Loans
All experiencesNo experiences with Simple Cash Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Simple Cash Loans complaints
Full logQuestions about Simple Cash Loans
How many complaints does Simple Cash Loans have?
Simple Cash Loans has 11 complaints on record since July 2016, including 1 in the last 12 months and 1 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Simple Cash Loans respond to complaints?
Yes. Simple Cash Loans answered 0% of its complaints on time (within 15 days) and closed 30% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Simple Cash Loans?
The most common problems are managing the loan or lease (2), charged fees or interest you didn't expect (2), problem with the payoff process at the end of the loan (2).
Is Simple Cash Loans legit?
Simple Cash Loans is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Simple Cash Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Simple Cash Loans?
Complain to Simple Cash Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Simple Cash Loans complaints come from?
Most come from California (10), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Simple Cash Loans
No comments yet. Start the conversation - questions are welcome too.