Credit bureau · complaint record
Smart Auto Leasing complaints
Consumers have filed 4 complaints about Smart Auto Leasing since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since February 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Feb 8, 2026
Most complained-about credit bureaus & report companies
Smart Auto Leasing complaints by month
The busiest month was February 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Smart Auto Leasing answered all time
- Closed with explanation375%
- Untimely response125%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Smart Auto Leasing complaints are about
Top Smart Auto Leasing problems
Inside "Incorrect information on your report"
- Information belongs to someone else 1
Smart Auto Leasing compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Smart Auto LeasingCredit reporting | - | 1 | - |
Compare side by side: Smart Auto Leasing vs Apple Financing · Smart Auto Leasing vs Nav Technologies · Smart Auto Leasing vs Opportunity Fund · Smart Auto Leasing vs Heritage Financial Group
What people say about Smart Auto Leasing
All experiencesNo experiences with Smart Auto Leasing yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Smart Auto Leasing complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Aug 13, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 20, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Feb 4, 2015 | Auto loans & leases | Taking out the loan or lease | Explained |
Questions about Smart Auto Leasing
How many complaints does Smart Auto Leasing have?
Smart Auto Leasing has 4 complaints on record since February 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Smart Auto Leasing respond to complaints?
Yes. Smart Auto Leasing answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Smart Auto Leasing?
The most common problems are incorrect information on your report (1), improper use of your report (1), taking out the loan or lease (1).
Is Smart Auto Leasing legit?
Smart Auto Leasing is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Smart Auto Leasing legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Smart Auto Leasing?
Complain to Smart Auto Leasing in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Smart Auto Leasing complaints come from?
Most come from Texas (3), Nevada (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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