Debt collector · complaint record
SMS Check Recovery complaints
Filed under SMS Check Recovery LLC
Consumers have filed 7 complaints about SMS Check Recovery since 2014, none in the last 12 months. It answered 0% on time. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- -
Since December 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Mar 28, 2018
SMS Check Recovery complaints by month
The busiest month was December 2014 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How SMS Check Recovery answered all time
- Untimely response7100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top SMS Check Recovery problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
- Threatened to arrest you or take you to jail if you do not pay 1
Where SMS Check Recovery complaints come from
Most complaints: Ohio (4), Texas (1), California (1), Nebraska (1).
SMS Check Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | SMS Check RecoveryDebt collection | - | 0 | - |
Compare side by side: SMS Check Recovery vs Green Square · SMS Check Recovery vs EMoneyUSA · SMS Check Recovery vs Mullooly Jeffrey Rooney & Flynn · SMS Check Recovery vs Credit World Services
What people say about SMS Check Recovery
All experiencesNo experiences with SMS Check Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest SMS Check Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Dec 11, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| May 10, 2017 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | No timely reply |
| Jan 10, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jul 27, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | No timely reply |
| Jan 22, 2016 | Debt collection | Communication tacticsThreatened to take legal action | No timely reply |
| Dec 18, 2014 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | No timely reply |
Questions about SMS Check Recovery
How many complaints does SMS Check Recovery have?
SMS Check Recovery has 7 complaints on record since December 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does SMS Check Recovery respond to complaints?
Yes. SMS Check Recovery answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with SMS Check Recovery?
The most common problems are took or threatened to take negative or legal action (2), communication tactics (2), taking/threatening an illegal action (2).
Is SMS Check Recovery legit?
SMS Check Recovery is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is SMS Check Recovery legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against SMS Check Recovery?
Complain to SMS Check Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most SMS Check Recovery complaints come from?
Most come from Ohio (4), Texas (1), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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