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Credit reporting

Snap US credit reporting complaints

Consumers have filed 27 complaints about Snap US's credit reporting, 27 in the last 12 months. Snap US answered 33.3% on time and closed 0% with relief. See the whole Snap US record.

Snap US against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Snap US27new33.3%0%27

Every credit bureau ranked

Latest Snap US credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseVAIn progressYes
Nov 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
Nov 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCIn progressYes
Oct 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAIn progressYes
Oct 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Oct 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLNo timely replyNo
Sep 16, 2026Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportORExplainedNo
Sep 8, 2026Credit reportingIncorrect information on your reportAccount status incorrectMIExplainedNo
Aug 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseVANo timely replyNo
Aug 11, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseKYExplainedYes
Aug 11, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeNMExplainedYes
Aug 10, 2026Credit reportingProblem with a company's investigation into an existing issueInvestigation took more than 30 daysMINo timely replyNo
Aug 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Aug 3, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNMExplainedYes
Jul 29, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNMExplainedNo
Jul 17, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneNCExplainedNo
Jun 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectMIExplainedNo
Jun 26, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNCNo timely replyNo
May 21, 2026Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedNo
May 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedNo
Apr 15, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedNo
Mar 12, 2026Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedNo
Mar 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedNo
Feb 13, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedNo
Feb 8, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedNo
Feb 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedNo
Feb 4, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXNo timely replyNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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