Credit reporting
Southern Management Systems credit reporting complaints
Consumers have filed 168 complaints about Southern Management Systems's credit reporting, 21 in the last 12 months (-46%). Southern Management Systems answered 100% on time and closed 0% with relief. See the whole Southern Management Systems record.
Southern Management Systems against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Southern Management Systems | 21 | 100% | 0% |
Latest Southern Management Systems credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 13, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 12, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 5, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 28, 2026 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| May 24, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 13, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Mar 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 20, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Feb 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 2, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Nov 28, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 11, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 5, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 19, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 3, 2025 | Credit reporting | Identity theft protection or other monitoring servicesProblem with product or service terms changing | Explained |
| Sep 23, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 14, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 21, 2025 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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