Credit reporting
Southern Management Systems credit reporting complaints
Consumers have filed 168 complaints about Southern Management Systems's credit reporting, 21 in the last 12 months (-46%). Southern Management Systems answered 100% on time and closed 0% with relief. See the whole Southern Management Systems record.
Southern Management Systems against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Southern Management Systems | 21 | 100% | 0% |
Latest Southern Management Systems credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 12, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 9, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 28, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jul 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 23, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 13, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 28, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jun 18, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 10, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jun 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 28, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 20, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 9, 2025 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Explained |
| Jan 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 26, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 4, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 2, 2024 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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