Auto loans & leases
Spring Oaks Capital auto loans & leases complaints
Consumers have filed 5 complaints about Spring Oaks Capital's auto loans & leases, 1 in the last 12 months. Spring Oaks Capital answered 100% on time and closed 100% with relief. See the whole Spring Oaks Capital record.
Spring Oaks Capital against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Spring Oaks Capital | 1 | 100% | 100% |
Latest Spring Oaks Capital auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 6, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Fixed |
| Oct 3, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
| Dec 31, 2024 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Fixed |
| Sep 7, 2024 | Auto loans & leases | Getting a loan or leaseProblem with a trade-in | Explained |
| Jun 13, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Spring Oaks Capital
No comments yet. Start the conversation - questions are welcome too.