Auto lender · complaint record
Square One Financial complaints
Filed under Square One Financial, LLC
Consumers have filed 5 complaints about Square One Financial since 2016, none in the last 12 months. It answered 40% on time and closed 20% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 0
- Answered on time
- 40%
- Closed with relief
- 20%
- Last 30 days
- 0
- Rank
- -
Since November 2016
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Aug 27, 2022
Square One Financial complaints by month
The busiest month was November 2016 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Square One Financial answered all time
- Closed with non-monetary relief120%
- Closed with explanation480%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Square One Financial complaints are about
Top Square One Financial problems
Inside "Improper use of your report"
- Reporting company used your report improperly 2
Square One Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Square One FinancialAuto loans & leases | - | 0 | - |
Compare side by side: Square One Financial vs The Savings Group · Square One Financial vs AC AutoPay LLC, Denver, CO Branch · Square One Financial vs CARS Acquisition · Square One Financial vs EA Holdings
What people say about Square One Financial
All experiencesNo experiences with Square One Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Square One Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 14, 2019 | Auto loans & leases | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Apr 6, 2018 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 27, 2018 | Auto loans & leases | Improper use of your reportReporting company used your report improperly | Fixed |
| Nov 4, 2016 | Auto loans & leases | Problems when you are unable to pay | Explained |
Questions about Square One Financial
How many complaints does Square One Financial have?
Square One Financial has 5 complaints on record since November 2016, including 0 in the last 12 months and 0 in the last 30 days.
Does Square One Financial respond to complaints?
Yes. Square One Financial answered 40% of its complaints on time (within 15 days) and closed 20% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Square One Financial?
The most common problems are improper use of your report (2), managing the loan or lease (1), problems when you are unable to pay (1).
Is Square One Financial legit?
Square One Financial is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Square One Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Square One Financial?
Complain to Square One Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Square One Financial complaints come from?
Most come from Colorado (4), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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